transfer myki balance to another card transfer myki balance to another card

Reddit and its partners use cookies and similar technologies to provide you with a better experience. I only realised this when my replacement card was lost and I called up for a new one. No. If you receive a check, you need to send it to your old cards issuer on your own. There must be hundreds of thousands of Myki card balances in this situation, if not millions. How to Add Authorized Users & Employee Cards on a Business Credit Card? <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Choose the zones you want to travel in and the number of consecutive travel days you need. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. How long do balance transfers take with Chase? For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Image what could have been done with a billion fucking dollars. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. FAX?! Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Does a balance transfer happen automatically? If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. I've had really good experiences with Myki and was an early adopter, but this? Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. You will need to provide identification to show that you are the registered myki card holder. If these are your only two cards, your credit utilization ratio is 33.33%. This helps you to avoid late fees and penalty APRs on your existing accounts. 187 0 obj 0000008137 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 0000002429 00000 n Tap Travel Card. Mobile Myki can be set to Auto Load. Upon approval, your new card provider might pay your old card provider directly or send a check to you. How to Show Credit Worthiness without Credit? Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? 179 0 obj You can only activate a Mobile myki on one device at a time. Because the whole thing is fucked. We cant replace a lost or stolen unregistered myki. We recommend visiting the card issuers website for the most up-to-date information available. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. You need to be connected to the internet to top up your Mobile myki. What is the best credit card for excellent credit? We have this new thing called EMAIL. The unused money remains on the card, losing value as fares increase over the years. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Let's say you have $4,000 in credit card debt and transfer that balance to a . You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Why do you need to keep swapping cards? How can I check the balance of my myki card? If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. But what if the amount is comparable to or less than the postage? From the "I Want To" drop down menu, find "Transfer a Balance.". Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Is it bad to do multiple balance transfers? 182 0 obj Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. For more information, visit the V/Line website. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Step 3: Review Card Offer Terms. startxref MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). What is the best credit card for bad credit? The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. What are Your Rights as a Credit Card Holder? I know it's not possible to do it online. Pick a card that waives the balance transfer fee. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Easy, and only required every three years!! %%EOF They actually can transfer your funds really easily but you need to get a case created. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. You can register either when you buy your myki, or at a later date. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. 0000001798 00000 n Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. A billion fucking dollars. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Transferring a credit card balance is relatively easy, but you need to follow a few steps. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . damage that exceeds normal wear and tear. 0000001755 00000 n The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Within the phone, go to Settings > Connected devices. I was told there was nothing I could do for this one as it wasn't registered. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. This will allow you to deactivate your Mobile myki. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. If you have Mobile myki you can set Auto Load via the Google Pay app. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Photo: 10255185_880/Getty Images. 0000118590 00000 n The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. The unused money does not sit in an account earning interest. Can someone explain why this isn't possible? If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. You can then see what Android version youre on. What are the best credit cards for bad credit with no deposit and instant use? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . I called customer service and was advised I needed to go in person to Flinders St station to do it. Standard message rates apply. Tap the Add button . trailer In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Edited for typos. Learner permit or driver test. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. A subreddit for Melburnians and Melbourne enthusiasts! If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Yes. Check that NFC is enabled on your phone. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Annual Fee: $0. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Nor does your card expire after 90 days of not getting used. 1. You probably want to transfer a balance to save money not spend more. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. How Many Credit Cards Should a College Student Have? You paid down debt, which means you won't have to pay interest on previous balances going . A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. December 29, 2022 - 1:47PM. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Editorial and user-generated content is not provided, reviewed or endorsed by any company. There are three ways to replace lost or stolen myki cards: 1. Your first touch on creates a 2 hour fare. One may also ask,do pensioners get free train travel in . JavaScript must be enabled to use this site.We're sorry for any inconvenience. I've got a new Myki in my Seniors package. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. %PDF-1.5 % Most balance transfers with Chase process within a week. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Do I ever lose the money . It also protects your myki balance if you lose your phone or it's stolen. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? How balance transfers work and our Legit all the way, touched on and everything. Auto-load is the same as auto top up. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Under Other, select Transfer. In addition, it is not any companys responsibility to ensure all questions are answered. This could save you money if you're moving the balance to a card with a much lower interest rate. Children, seniors and concession go card holders travel at 50% of the normal adult fares. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Start the process by listing out your current credit cards, writing down each . Transfer registration. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Done it twice now. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. What are the best student credit cards for cash back? New comments cannot be posted and votes cannot be cast. You may be using an older version of Google Wallet. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. New comments cannot be posted and votes cannot be cast. Know your existing credit card's interest rates, balances, and balance transfer limits. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). 184 0 obj On Friday Martin. The short version. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Student passes and concession cards cant be replaced online or over the phone. But your balance can be transfer to another card at some of the PTV stations. A refund for an international payment card cannot be processed by the PTV call centre. Save Big With Low-Rate Balance Transfers. A Mobile myki expires after two years. You can replace some types of tickets if they are lost or stolen. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. I realise this is not a life-changer, but there's a principle at stake. What is the best low interest credit card? I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! 0000004635 00000 n The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Please note, balance transfer is not instantaneous. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. 0000005119 00000 n Enter your card number and other required information.4 If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Wtf? Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Auto-load is the same as auto top up. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. 0000004886 00000 n The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. No, you cannot transfer a balance from one Synchrony Bank credit card to another. But yeah, a fair bit that is just backwards. For instance, your applications for new cards and balance transfers remain subject to approval. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . For example, when your myki Money balance reaches $10, you could top up with $20. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. How Prepaid Cards Work & Why You might want one? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. 216 0 obj Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Sorry, the Seniors Card program cannot replace lost myki cards. 0000002274 00000 n Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . You can read the Terms of Service online. I called, they told me it couldn't be done and that I would need to fill out a form. Update the app and try again. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Most people would keep the same card for years. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Choose a card from the list or search by location or card name. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Auto top up and Auto-load cant be transferred to your new myki. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Was told a main railway station can move the balance. Simply allow 24 hours for travel and transactions to appear. Please note you cannot replace a lost or stolen myki at a premium station. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Do you have any links to the technical specs of the miki? 0000006952 00000 n This question is about Synchrony Bank Credit Cards. You can request a new, free myki smartcard through your online account. This is the case for all major credit card issuers. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Just one more benefit you enjoy as a COPFCU member. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". A non-centralised database/processing unit. From a creditworthiness point of view, this number should be at 30% or lower. How does credit and credit cards work for students? With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. It has trouble with form-filling on mobile devices, however. endobj The . What is Identity Theft & Credit Card Fraud and How to Protect Yourself? The process begins when you submit a balance transfer application. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. You can only have your Mobile myki active on one device at a time. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Check your phone to make sure you're connected to WiFi or mobile data. 1. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. However, it may take up to 21 days in some cases. 185 0 obj Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. How many level crossings could have been grade-separated with that money? Assume that your new card charges a 3% balance transfer fee. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Which I obviously don't have because it is lost. If NFC is shown and you can turn it on or off, you have NFC. 0000011139 00000 n At this stage, these are the only card types available on Mobile myki. The phone is awake whenever the screen is turned on, even it's locked. The call centre staff member told me "we're not a financial institution so it's not that simple". Click on "Select Offer.". hbbf`b``30 ap If you're still travelling after 2 hours, you'll be charged a daily fare. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. You can also replace your myki online or by calling us. Step 4: Analyze Your Top Picks. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Your current balance will be transferred to the new myki, which you can use immediately. The process begins when you submit a balance transfer application. Then I begrudgingly bought a new Myki card. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Credit cards may set a minimum balance transfer fee of $5 or $10. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Press J to jump to the feed. Enter the amount of debt you want . Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 0000003374 00000 n You can also update it there if youre not on the latest version. 0000001429 00000 n If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. You only need to wake up your phone to touch on and off. What to Do If You Cant Get a Student Credit Card? A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. 0000005683 00000 n How to Process Credit Card for Consumers & Merchants? This is why I don't keep much money on transport cards. How To Transfer A Credit Card Balance To Another Card. Find out how much to top up at Fares. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. there's no excuse for this money-grubbing by the Myki corporation. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. xref This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Any other travel benefit such as free weekend travel isn't available at this time. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated.